Life & Disability Insurance

Universal Life Insurance

Unlike many other types of permanent life insurance coverage, this policy accrues cash value. The money you put toward your policy in the form of premiums earns interest, so your money makes more money. This product also offers you a flexible premium and the ability to change the death benefit from time to time and vary the amount or timing of your premium payments.

Term Life Insurance

Term insurance does not accrue cash value however it offers valuable protection at affordable term insurance rates for the initial 10, 15, 20 or 30 year term period. Protect your business as well as your personal assets.

Whole Life Final Expenses Insurance

• Available ages 50-85
• No medical exam required
• Full coverage from day one!
• Guaranteed level, affordable premiums for the life of the policy
• Coverage from $5,000 up to $50,000
• Permanent cash value protection
• Celebration One Life Insurance

A lifetime gift that keeps giving long after the child you love becomes an adult. One low premium payment buys a child – at any time before his or her 19th birthday – up to $10,000 of term life insurance protection. For example, a one time payment of $195.00 buys a child $5,000 worth of protection and after the age of 25 can be converted to 5 times the coverage amount.

Disability Insurance

Designed to help replace your income in the event that an unexpected mental or physical impairment prevents you from working

Long-Term Care Insurance

Helps cover in-patient care, such as the type provided by a nursing home or a variety of out patient services.

And Much More……….

Fore More Information
Please call us at 973.830.3111